Jumbo Mortgage Loans

When your dreams get bigger, we’ve got your loan.

If your home has appreciated in value, a jumbo mortgage may now be a refinance option—particularly if you want to refinance with a loan larger than your current mortgage and use the cash-out for goals such as decreasing other high-rate debt, paying educational expenses or making home improvements.

A jumbo mortgage exceeds the conforming loan amount that is established by the Federal Housing Finance Agency (FHFA), the agency responsible for the oversight of Fannie Mae, Freddie Mac and the Federal Home Loan Bank System.

The maximum conforming loan amount for Cecil County is currently $453,100. In Harford County, Baltimore County and Baltimore City, the maximum loan is $517,500.  

APGFCU offers fixed and adjustable-rate jumbo mortgage loans up to $1,000,000 and higher amounts will be considered. 

Refinance eligibility for jumbo mortgages typically require more equity than is needed for conforming loan amounts, a higher credit score, and six to 12 months of asset reserves.

Ready to get started? APPLY NOW.

To learn more about APGFCU’s jumbo mortgage loan program, call 888-LOAN-391 (888-562-6391) or complete this CONTACT US form to receive a call from an APGFCU Mortgage Consultant.

Membership eligibility and other restrictions apply. Loans are available only on primary and secondary single-family residences or owner-occupied condominiums located in MD, DE, VA, PA, NJ and FL. Subject to credit approval.