Today's Rates
Program Rate APR Points
Fixed Rate1
30 Year Fixed 4.625% 4.692% 0.125
20 Year Fixed 4.500% 4.621% 0.375
15 Year Fixed 4.125% 4.222% 0.000
10 Year Fixed 4.375% 4.515%

0.000

ARM Rate1
7/1 ARM 3.625%  4.459% 0.000
5/1 ARM 3.375%  4.538% 0.000
3/1 ARM 3.125%  4.706% 0.000
Jumbo2
Jumbo 30 Year Fixed 4.500% 4.515% -0.125
Jumbo 7/1 ARM  3.750%  4.478% 0.000
Jumbo 5/1 ARM  3.500%   4.543%  0.000
Residential/Agriculture
USDA 30 Year Fixed3   4.750%
 5.278%
-0.125
Residential/Ag 30 Year Fixed4  4.625%  4.692%  0.125
Residential/Ag 5/1 ARM4
 3.375%  4.538%  0.000
80/20 Program: Please call 888-LOAN-391 (888-562-6391) or complete this CONTACT US form to receive a call from an APGFCU Mortgage Consultant.

 

1The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $240,000. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

2The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $650,000 and an estimated property value of $812,500. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

3The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $180,000. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 700.

4The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $400,000 and an estimated property value of $500,000. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

The estimated calculation is based the amounts you provided in the calculator and on the following additional assumptions: (1) the property is located in one of the following states: Delaware, Florida, Maryland, New Jersey, Pennsylvania, and Virginia; and (2) an escrow account may be required such that any applicable taxes and insurance costs are collected monthly with your mortgage payment.

Your actual interest rate may differ depending on a number of factors, including your credit history and loan characteristics. This is not a credit decision or a commitment to lend. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM). 

Points are upfront fees charged as a percentage of the loan amount. For example, .25 points means .25 percent of the loan amount. See more information in our link to the Rates and Closing Costs Information.